If you had asked me to send you a copy of the letter that worked in the past I guess I could respect your response.

Having been a high volume REO agent in the past I can concur there are many details involved that must be transacted properly on both sides of the transaction in order for the seller to substantiate taking what is more often than not a serious loss of capital.  

What we have done in the past, is lock up a vacant lot in contract contingent upon approvals from DOB.

In the past I have sold a lot of my homes with owner carry.

I have not done that in the past. I

Sometimes they just don't read/remember our meeting at lease signing.In the past I have held tenants responsible for continuing to pay rent until a new tenant is placed.

Since every state, city, and county can treat property taxes and re-assessments differently, having someone that is familiar with the market and who has fought for other owners in the past is extremely beneficial.

So there is plenty of cushion for lenders and its a very strong deal.In the past, I have always offer my private lenders a flat 10% return.

In the past, I chose not to do it because it just did not appeal to me.

Bob has understood the deep, deep error of his ways in having let Marcus live with him in the past. I