The key is staying flexible—house hacking isn’t dead, but it might look different than you originally planned.Good luck!

.: Midsouth Home Buyers BBB - https://www.bbb.org/us/tn/memphis/profile/real-estate-servic...MidSouth Home Buyers is NOT the same as Mid South Turnkey Homes which is run by Kenny Shaw The difference is ABUNDANTLY clear through the thread.You mentioned MidSouth Home Buyers in your original post ....

My name is Cesar and I am originally from Puerto Rico but have been living in Virginia for over 20 years.

If you think you will have it for less than 4 years I would say go with the HELOC because you have less origination costs.

Perform an inspection while you're at it. 

Quote from @Roger Flot: I was reviewing some renovated listings in my area and one indicated that even though the house was originally built in 1920, because of all the renovations bringing the house to current code, that you could get 2024 rates on insurance. 

I've noticed properties that are 2 bedrooms or less tend to perform better on this platform. 

Why do you say its bad for the original owner long term?

Thanks for sharing more details - we do agree that the PMC seems to be lacking in performing their services. 

I agree with the original poster.