@Albert Ng Nathan Gleason https://www.gleasoninsured.com

@Anh Nguyen - I always suggest that my new hires invest at least the minimum to get a full match.

@Damon Ng thanks I'd love to start doing some get togethers with like minded people in in the area. do you have anything going yet?

., the Series LLC is very interesting, and sounds like it solves lots of issues, but I believe if you check with a NH attorney who is knowledgeable in asset protection,  you'll find that it is not recognized in NH. 

For "in unit" heat, most still stick with monitor (oil or propane or NG).

Really the only "restriction" related to an H-1B is that one cannot be paid for skilled labor ("employment") other than what is outlined in their LCA/H-1B petition.

Why not an “H” for the 3rd letter as in HELOC?

I will be doing another Stiebel electric this month (no NG at the street).

@Alex Ng- if you want to use the 97% conventional loan  for your  1st home - it needs to be fopr a primary  residence ....2) you can also  use a FHA loan for a primary residence  purchase   3)  if you own a rental  property  before you buy a primary  residence - there  is likely still a 97% ltv  propgram you can use for a  primary  home without needing to be a first time buyer  ( but  your household income needs to  be under the county median income )  ......on  cash out refinance loan - you are limited to  a loan to value   of  75%  

@Kim Ng there is Real Property Investments in Markham at Bayview Golf club which may be closest to you.