The best scenario for the buyer buying subject to is to have enough money and good enough credit to qualify for a new loan at current rates should the due on sale clause be invoked by the lender  

It may be best if you identify a property, even if it's a longshot and work with a lender to see what they would ask and how they respond.

Are you asking for a lender for the lady selling her home?  

The investor if they slip and the lender if they need to take the house back.  

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

This is the max it seems most "A" lenders will loan too, I might get 50% from a credit union but that still probably not help in the short term.How do people keep going?

There are not traditional DSCR lenders that would do that.

I like this option better than a Wrap because for me its just easier to understand and navigate, especially if lender calls the loan.With all this being said...I am just looking for those that have direct experience with using Lease to own to get into Multifamily and Apartment building type projects.

Check with your lender before you do anything.

Maybe a mortgage lender can chime in.