How much "fat" do you believe still exists within that? 

Saika  While a permit is a hassle, what happens if there was a fire, it burned down, someone got killed and the fire department was not even aware the unpermitted structure existed.

 I'm not opposed to subject to, but my fear is whoever I am taking over the existing mortgage from will not continue making the payments.You make the payments.

Are you taking this subject to existing mortgage?

Let me know if you have an existing group or interested in forming one in 2025.  

They do exist.

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

SBA loans can also be used to purchase existing real estate, as long as at least 51% of the square footage is owner occupied (so occupied by your business). 

this has caused significant delays with a cash out refi on an existing rental.

I don't think you can go wrong with any of these 3:REI NationJWBSpartan InvestThey have all stood the test of time and I if i ever win the powerball, I'll "throw" money and own 10 properties with each of them lol 💰I'd recommend myself but my A$$ is still sore from working with investors so we aren't taking on any new business and are just working with our existing investor base