This works with any type of appreciating property such as real estate, stocks, etcDepending on the appreciation rate, you can potentially see asset values double every 7-14 years.Likely around 7 years if the appreciation rate is 8%Likely around 14 years if the appreciation rate is 4%If you buy something for $100,000 and it appreciates to $200,000, you can potentially take a loan on the $100,000 appreciation which would not be considered a taxable event.However, be mindful that you are paying interest on the loan and you have to payback the loan but yes, it would not add on to your taxable income.

I have 2 other monthly loan payments I would like to pay off or lump in with my refinance as I believe with the forced appreciation and normal appreciation I will be able to pay off most my HELOC (5.99%) and all of my Credit Card that is currently at a 0% APR until end of May.

My advice would be go for the most they will loan you as long as you're in an appreciating market and you can find a value-add.

You are literally loaning your hard earned money to someone else who will also get a loan on top of your money to acquire some property for a fantasy proforma based on too many moving parts where no one is safe. 

15year fixed rate loan How did you add value to the deal?

Your US bank won’t finance in Belize.If you’re talking a loan in Belize.

He pays seller's note ("outside" loan), and then the seller turns around and pays his loan ("inside" loan).

Be sure to explore all around the forums as well as many of the FREE tools that Bigger Pockets provides.I am on the lending side of things and am always happy to hop on a call to discuss loan options that are out there, even if not offered by my resources.

I can get a 30-year fixed loan for 6.630%.The property taxes 1,976 /year i.e. 165 per month. 

25 inspection, 25 closing, 1 loan.