Any kind of cashout refi or heloc will require income (ability to repay) and decent credit.

My buyer funnel has never been more full, without me doing any aggressive lead gen.

There are plenty of deals in Philly on and off-market from wholesalers, who are pretty decent in Philly compared to other places.You will need to get your GC license here and learn the permitting process and necessity here as well.

As long as you are in a decent area and do proper screening, you will be fine in NJ. 

You do need to have steady employment, decent credit, and not be drowning in debt.

Most decent lots are selling in the $50k to $60k range. 

Just closed on one for a client over the hill in Reno, NV, that was sitting on the open market and they took an aggressive offer. 

When you have studied your market properly you should be able to provide the answer of if single family or residential multifamily is better for cash flow. 1% rule was for a time when almost all deals were decent as a way to rule out the lessor deals and concentrate on the best deals.

Findlay is a real oppotunity beause you’ve got a combination of stable job sources, a decent population size, and often lower acquisition costs compared to bigger metros.About choosing an agent..

I did not put any of his info into practice and stopped listening to the podcasts after a while because lease options didn't really appeal to me, but he seemed like a decent guy and the podcast had a lot of value at no cost.