Sorry , a bit confused Ms dillon, trying to learn more about syndication, are you bringing 50% of the capital for the down payment to buy the property and your partner the other 50% and they are getting the loan for the debt portion, hence getting 50/50?

With that said can anyone suggest reputable lenders that are able to assist me with a debt consolidation loan of ~25K?  

One factor to consider is your interest rate on the debt.

Take a look at the overall picture, i.e. credit score, debts etc.. to make a decision.

And keeps you out of any trouble with debt.

There might be some hoops to get through with conventional financing with your income situation, but if that doesn't work, you could use a debt service loan.

typically (as you probably know) you buy something distressed, with either cash or hard money, you fix it up, and then you refinance into long term debt. 

If it's a larger debt, I would not offer cash for keys.

Other ways of using SDIRAs could be to invest in syndications, performing  or non-performing debt, precious metals, raw land, precious metals, mobile home parks, self-storage facilities and more. 

Not only was my market timing great, but I sold my less promising buildings and used the proceeds to pay down debt on my long term keeper properties, which have higher end tenants and are thus more stable and much easier to manage.