@Steve Powers is correct that these were mostly originated as owner occupied loans.

You're certainly correct, this market it pretty awesome, which brings in a lot of competition. 

Plenty of opportunities if you price your place correctly and you offer better options then local hotels. 

From what I see all the people answering to me here (and there are so many) are just coming against and refusing to agree with my simple statement: "a landlord is not above the law or norms by its personal choice or presumed capability to judge what he don't know" or as well "a landlord cannot deny or miscarriage a service to a stranger without a known valid reason and at the same time pretend to be operating professionally or loyally to the moral"Basically I'm telling if you are not able to do your business correctly it would be better to find someone else than you, mainly when your ideas about "squatter" or fair treatment are coming from ignorance or completely invented. 

Maybe your seller just wanted to put it under contract first.You're correct about the 45 days.

Is 95% the correct number?  

Neutral colors work well, and energy-efficient upgrades not only attract buyers but can also qualify for tax benefits.

But from your post it seems all that may not be correct.

@Kenneth Bell you are 1000% correct.

For me its next to impossible the search function I cant seem to get it work or its just not very good.. like trying to find a member if you cant remember how to spell the name exactly it wont come up for me I used to how my computer works.. just start typing in a name and it finds the email even if its not spell correctly.