(aside from death, etc..)Start your research at the township hall.I am embarressed to say that one of our properties that should have been grandfathered in was sitting on a non conforming lot and the township would not let us rebuild on it.

The question was raised that if this is a requirement then the activity would drop off, I understand that is a negative but in reality, the people who take this site serious enough would either conform and new people who sign up would not know better as it would be standard.

Just because you can't get a conforming loan for an investment rental property does not automatically disqualify you from a commercial loan.Talk to the commercial loan officer at a FL bank local to the area where your property is located.

If you have more than ten financed proeprties, you can't get another conforming loan or even refinance an existing conforming loan.If you have more than ten financed proeprties (including your primary residence), you are on the merry-go-round for a loan that you are just not eligible for in the first place.

You can absolutely get an FHA loan on a 3-plex or 4-plex as long as the property conforms to the FHA guidelines.

I am looking at buying a SFR and financing with a conforming Fannie Mae mortgage.

Conventional conforming loans last time I was involved was 28% of gross for PITI and 36% for all payments combined.If you gross $90,000 that is $7500 per mo and 28% is $2100 PITI.

literally last night just closed a conforming within the 90 day window.

The property is an old (by Alaska standards) legally non-conforming property and we know that this can be an issue.

I would contact at least 3 lenders and see if it they would treat it as conforming or non-conforming.