A little up, little flat, little more down, repeat…Economist Mark Zandi agrees, “[The Fed’s] got everything they need to start cutting rates…It’s just a question of precisely when.”Why Hasn’t the Fed Cut Rates?

I'm not a lender, but that seems about right...here's the LLPA chart: https://singlefamily.fanniemae.com/media/9391/displayTodays vanilla 20% DP, OO SFR rate is what 6-6.25% maybe.

I am a big fan of maintaining a performance dashboard in my other business (Veterinary Clinic) as I structure it to show in both chart and graph form my progress in various metrics over time for my business.

Based on the info you gave, it's competitive:Sample pricing chart.

You’re absolutely right—precision in communication is crucial, especially when it comes to construction and home improvement projects.

This is precisely what the Federal Reserve wants: to slow the velocity of consumer capital in hopes that pricing comes down.

Performing comprehensive financial evaluations and due diligence on every property is necessary to precisely ascertain its potential for cash flow.

Home values in Bend are off the charts so it make Brian Head look like a bargain. 

Appraisals are "opinions" of value, it is not a precise science and as such, being the humans they are, appraisers vary in opinions.

Here are some insights and advice to help you navigate your real estate journey.Fix-and-flip Points to Remember:Make sure you comprehend every aspect of the renovation process, including precisely predicting expenditures and adhering to deadlines.For the refurbishment process to go more smoothly, establish connections with reputable suppliers and contractors.Always keep an emergency money on hand in case something unforeseen comes up when renovating.Financing: Look into financing choices for prospective rental properties as well as fix-and-flip projects.