@Nicholas AiolaAgain I say...you're an animal!!!

@Jack Jiang The Bay Area is a different animal and the rules and strategy are different than the generic stuff on BP.

Even without these characteristics, in the early days of Auben we tried to copy the multifamily showing techniques and design a personalized resident viewing experience.Prior to the invention of electronic self-showing lockboxes, we scheduled and arranged personal tours of our homes in a very analog process.

You cannot really answer the question if an Investment is Cash flowing or NOT because it's not up to the INVESTMENT to cash flow.... it is the INVESTOR that cash flows the Property OR NOT.I see it time and time again, in every single book, guru or not.... the CHARACTERISTIC of Cash Flowing is NOT about the INVESTMENT... it's about the INVESTOR.This is why we need to focus on other things like Cap Rate and especially IRR.Here is another example with a Spreadsheet:You are thinking of buying 1 of 2 properties.

You're trying to mix lifestyle and investments, which are two different animals that don't necessarily go along with each other.

So, hard money would encompass most if not all of the following characteristics: not credit based, loan amount based on the value of the hard asset offered as collateral, high interest rate and high points, short term loan, relatively low LTV, low documentation requirements, non cash flowing properties still considered. 

What animals do you have?

Marion County has similar characteristics to Polk but is slightly farther away.

We learned fairly quickly that a home this age comes with a lot of liabilities, being badly insulated, more prone to animal infestations (palmetto bugs, bats, squirrels, etc).

Jacksonville's real estate market is characterized by a stable yet dynamic environment, a good number of reasonably priced home options, and a strong economy supported by notable job and population growth.First, as far as market characteristics go, Jacksonville offers a balanced market, meaning that neither sellers nor buyers have a clear edge.