When we calculated 3 years of expenses the actual rental rate is $ 9sq ft not even close to going rate in a class B building in our area and the cam charges are $7 sq ft yet there are individual electric meters for each suite.

She comes to my house, if you have such difficulty trusting people you can put up nanny cams.

@Michele LingReal estate revolves around people rather than properties.

Escrow people are a certain mindset with a very different set of requirements and I have seen revolving doors at companies that don't have every single aspect perfect for that person, and you cant keep everyone happy, all the time, so you will always struggle finding this perfect balance that will keep you (as the owner) , your customers, and your employees happy.Finding quality escrow people who are competent and give customer service is VERY hard, I have been on the recruiting end as well for over 5 years, but if you do find them, you will not be able to keep them with discounted escrow rates.

They're mainly over utilized and my available credit to usage ratio is like at 95%. once the revolving credit is paid off it should be ok!

My life revolves around my family but spending 3 hours a day during the weekday says otherwise.

Lenders like to see how well you manage revolving credit at a somewhat high limit.

CAM's work for the Board, but take the "I'm a friendly investor, concerned about my investment" approach with a heaping spoonful of sugar.

I'm an electrician and cam do my part and reduce the construction even more.  

Be sure to maintain your current revolving credit lines and pay on time.In a few short months, you should see a rise in your scores.Hope this helps!