I will be calling BOA or should I have owner to call first?

@Joel Owens The first is with Chase and the HELOC is BoA.

I also observed BOA was unable to prosecute a foreclosure.

The BOA representative that he got in touch with has indicated that they are waiting approval from a manager before they can give out the contact information of the "internal contact" of the correct person for him to speak with.

Does anyone have any advice on how to get in contact with some at BOA that can facilitate this process?

He said just wait until the survey and title report comes back however I need to know quickly as it affects my offer amount.Dennis Tierney Thanks, I searched the address and my property came back as owned by BoA, the other is vacant but owned by another person, and then nothing came back on the last property.

As Will pointed out, what you're seeing from BoA is pretty standard across the industry for REO purchases.

Any individual that say's "I refuse to sell to anyone who uses BoA or Joe's Mtg.

Yes, you can use an LLC as the buyer in a sub2.Actually, BoA really doesn't like loans assumed, transfers, installment wraps or anything that leaves someone else in thier collateral besides a tenant.

paying and performing a quiet title action  quickly would be an advisable action I've seen a major Tax Deed Buyer in Marion county litigate with a bank like Wells-Fargo / BOA / Etc ,   Because they are too big to fail banks,.