Ive never used a call to action or asked for business here.

Its a work in progress but fun to look back and see how the planning, education, and small actions have resulted in an amazing transformation of my lifestyle and wealth. 

Take action!

,We discovered over the course of this discussion that more smaller extra payments produces less benefit than fewer, larger "chunks". 

They are highly motivated to produce profit, and our interests are fully aligned.

But, in the US when a bankruptcy is filed, the court appoints a trustee to go over your finances and your actions leading into it, in detail.

It should be producing far better return than the passive s&p to justify the effort.Good luck

I never make a loan, no matter the equity position, that the past actions of the borrowers lead me to wonder if they will be likely to pay me back. 

If your leasing application process is thorough and well thought out, and if your lease agreement has been well drafted by your local attorney and if it includes clauses that permit you/your property manager enough latitude to maneuver and anticipate undesirable tenant behaviors, both actions and inactions, and you have operational processes which align with enforcement of your lease, then you've done all you can do to reduce this inherent risk of an undesirable tenant.  

Books + podcast + real estate investor meetups = taking action.