You are speaking a foreign language to most on here!  

Even if it's a new build, with 4 units, you're going to have lots of repairs.

This approach would allow me to learn with each deal and minimize initial risks.2️⃣ Go Straight to Multifamily: Instead of starting with SFHs, I could spend time learning the multifamily business and go directly for a 20+ unit building, maximizing scalability from the start.I have no experience with either strategy.If you were in my position, which strategy would you choose and why?

I intend to add a closet to the den and make it a 3 bedroom adding value as well as remodel the entire unit.

One-person rental units are in the highest demand, and co-living directly appeals to this market.

Current rents are at $900 each unit =1800 once we refinance to a mortgage the mortgage will be from 2400-2500 total.

A multi-unit property was purchased for $140k. 

Institutional Borrowers (With In-House Capital Markets Team): We work with many institutional clients with 1,000's of units under management that have in-house capital markets teams.

I am showing 2-4 unit properties all the time here in Phoenix and I can send you the recent closings and listings I have been working on.

But then they can raise the rent just $10 per unit per month and create another $600,000 in value across both theirs and the ones we sold.