I don't think you have to go that route nor would I necessary suggest that in DFW. 

Is that what you're suggesting?

He is versed in all things REI and was even a guest speaker at the local REI meet-up a month or so ago about all the different options he can offer.

I am a military mom and I offered to see if I could help them out of this unfortunate situation How did you find this deal and how did you negotiate it?

I would suggest weighing in the pros and cons of refinancing right away versus waiting a bit more.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

Enter me.Being terribly deranged in a nice way, and eternally optimistic, I make an offer.

Two of your questions will be more situational and location based.We don’t ever haggle on pricing, although I would suggest being flexibleWe check credit, criminal history and everything that goes along with that, evictions, and income.

Any contract or suggestion they give seems overpriced, whereas contracts/work I've found seems to be much more reasonable. 

I would also ask them about cash for keys since I would initially offer the tenant this.