I know i got a nasty gram from the state when i proposed to do just one loan for someone.. and its next to impossible to find a guy like me NMLS licensed and state licensed to write these small loans for others.. simply no money in it..not worth the time.when most RMLO s can work on a regular bigger loan and make 5 to 15k fee.. 

That credit report "tells the tale" baby!   

And the cash buyer wins, hopefully.There's definitely some flaws to this fairy tale solution.

Also try typing their name into Facebook, Instagram, Twitter etc and sending them a direct message instead.

Unfortunately, if you are looking to live there in the short term (next 5 years) with a family it puts a whole different spin on the tale.

Facebook, Instagram, Zillow, Hotpads & Trulia are all free options.

.- Logo designed and color palette chosen for consistency and professional look- Facebook and Instagram biz pages put in place- I am a graphics designer and created templates for coming soon, new listing, etc online ads using chosen color scheme- Website created (no IDX due to no money :-) )- Door knocking on 100 doors and left flyers I designed.

This basically tells you if your previous service tech was telling tales or not.It is possible to replace just the air conditioner if you want (the outside part and the coil above the furnace). 

@Ajay Sharma My advise is a cautionary tale.

The tenants portion can be another story since I’ve heard the tales also.