If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).

Had a tenant request that the extra flooring material be removed from the rafters of the garage in case there was an earthquake. 

Don't get emotional, etc.When researching other markets, I also look into things like weather, storms, flooding, earthquakes, humidity, etc. 

Three potential issues @Michael Cavalli. 1) If you rent the property and some calamity occurs, earthquake, fire, tenant accident, whatever and the tenant is hurt or killed on/in the property that was converted without permits you would be criminally liable. 2.)

.), but no hurricanes, earthquakes, droughts, wildfires and we sit on of the largest fresh water lakes in the world.It is a myth that Milwaukee does not appreciate.

IE war earthquakes  and lets prey we don't get hit with an asteroid and go into 20 years of winter and wipe out half the plants and species on earth :)..

One of my rules of thumb is high leverage is like walking on the edge of a cliff in earthquake country. 

If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).

Hello, I recently finished my undergraduate degree in physics and civil engineering and will be taking 1 more year to do my master's in structural and earthquake engineering design.

If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).