Try to stay close to the median home price for that city. 

Currently have a duplex I’ve been in 3 yearsMortgage 3.65% pmt $850Tenant pays $875Heloc $30k——monthly $291The issue I am running into isRates are so high right now and it’s a lot harder to find another that will cover full mortgage.Does it make sense to leave somewhere that it is full covered to go to one that is not?

Can anyone give me tips on what I can do here? 

@Bridget HustonWelcome to the community and be ready for a huge amount of information at your finger tips.

Quote from @Lilia Matlov: A lesson I learned later is that real estate is not just about numbers, which is contrary to the thinking of most investors.

So if yours is like the old time beach rentals - mismatched thrift store furniture, linens, and decor, you're going to struggle with reviews.

The servicers have to send notices 15 days prior to the transfer, but the new servicer is required by law to honor any payments made to the old servicer for 60 days.

You won't get a better deal until rates go down further.

Now I am in the process of selling the property due to high cost of getting it fixed.

@Eric Jones , et al...Go to this URL and download the Amortization Schedule spreadsheet.Enter the parameters discussed:Principal: $150,000Interest: 3%Term 30 yearsLook at the schedule.