In English, it means that policy does not cover the water damage!

Just use plain old english. 

In fact, she’s an immigrant, and does not speak English fluently.

Sorry for my english hope you understand.

Silver Saddle targeted a very specific type of customer: Latino, Filipino and Chinese families, most of whom lived in California, but spoke English as a second language.

Looking for advice and what people think will happen with real estate in the foreseeable futureWould love to connect with people around me who could eventually bring me a good deal.I speak French/English and Spanish and I am in the cellphone industry (if that can be of help to someone in here!)

That website, and all the linked documents, are written like so many others whose operators are from outside the US (and have poor English language skills) and typically perpetuate loan scams on unsuspecting borrowers.Their “Terms & Conditions” document for the loan is a joke.And I can guarantee you that no real “private lender” is loaning money at what they’re advertising (i.e. $50k up to $800M @ 5% interest for 35 years).

The first red flag is that their website is very poorly written and looks similar to most of the other ones run by scammers from outside of the country who have poor command of the English language and don't know what certain terms mean in relation to real estate/lending.  

Paul English at Ace Title in Manchester, Summit Title, too I think.

A typical row house with separated English basement runs about $900k, so I'm planning to start out in a less expensive market.