So if someone tries to rent from me and has an eviction I am gambling on 2-3 months rent plus 2,000 dollars in attorney fees that they will always pay on time. 

Areas like Vegas (gambling), Florida (tourism), and Detroit (manufacturing) fared the worst in the last recession, and I predict will do the same in the next one.

Too often I read posts where it explicitly states that Appreciation is a gamble.

Though Germany is also because of Eastern Europeansd, while the UK is booming because of Hong Kong Chinese and Arabs.

Likely your going to have to bail or gamble and complete the closing.

Has anyone had dealings with JBN Capital LLC /w home office in London UK and branch office in Houston Tx.?

When AC first got gambling the only other legal gambling was in Nevada. 

Unless there is some kind of approval from the PA Department of Revenue on the exact language/method you rely on, parties at the closing are taking a gamble.

@Kiley Nakamura - I was at a real estate seminar with a guy from the UK who was looking to buy properties in Japan.

I think @Clint Moore is right about the predatory lending rules being tough once you get into lower loan values.I've never tried, but I guess technically you could try to hope for a good appraisal and take out a larger loan... could be a gamble though.Could you do a HELOC on your primary residence and use that to buy the duplex?