Can I get a supplemental loan?

Thank you for the article. i do not see a negative in accepting those sources as proof of income, if you look at and think about the list of incomes, they are pretty much all guaranteed sources of income and supplemental, so why wouldn't you include them. usually you can base that as a percentage of their income, if they fall short and do not pay, you can usually evict them saying they didn't pay based on the other percentage of the income that they are responsible to cover.

The appreciation on this duplex has been enough to be able to retire (or supplement a deadbeat siblings "retirement").  

My plan is to supplement my current career as an auto technician, and to give myself a little extra to retire on.I am pretty good with numbers, and have always managed my personal finances well.

Our short-term goal is to purchase four properties this year with a longer-term plan to supplement retirement from our primary jobs in ten years.

Due to a project close-out and project start-up both occurring this year, I have a short-term goal to use real estate investing as a way to supplement my income, as there will be a 10 to 12 month gap between my last closing (a.k.a. commission check) at the current project and my first closing at the new project, and a long-term goal of building wealth through REI.I am familiar with the process of buying and selling real estate, and even purchased my first "investment" property back in 2007, so I'm also comfortable with being a landlord.

that provides my primary income with the rentals supplementing, but until they hit taxes for 2 years (I bought them all in November of 2013) then my debt to income remains high.Any recommendations?

Investors rely heavily on appreciation on a SFH to make money and will need to be prepared to supplement their tenants rent to cover costs.

More specifically, I am looking for investment vehicles other than "playing the stocks" in which to generate long-term wealth and an additional supplement to retirement.

It isn't my best lead source by far, but it can be a good supplement.