When we reached our cap of 10 loans, and knew we were staring down commercial loans--we decided to take the plunge and go big.  

I left it completely blank.

I've sold properties with blank disclosures to other investors. 

One thing that I've found incredibly valuable is that the PM that I use will point-blank tell me "I will manage this property" vs.

Beth Blank how many units is that multi family?

Stories last longer than data, and after while, we tend to fill in the blanks to comply with our world view.

This is my first time offering on a HUD property, so I am not sure if i should find a title company, or just leave it blank. 

@Richard Robertson I know you're looking for folks in the Long Island area but if you're interested in multifamily investing check out  Michael Blank and his Apartment Building Investing Podcast , website and products.

Tenants don't ask me to come get it because they don't have stamps, or tell me they stopped by and put it in my mailbox.I can see when they paid their rent, and can use my bank statements as legal proof if needed.I have a google number that I give to tenantsIt rings to my cellphone, so I get the call wherever I amIt's freeI can set it up to go straight to voicemail during non-business hoursI schedule inspections every 9 monthsI see the condition of the property every yearEach year, I'm viewing it in a different seasonEvery property is within a short drive (5-10 minutes for me) - when I started buying properties, I wanted to learn my market well before expanding.When I was managing my own properties, I didn't want a long drive to deter me from responding to a maintenance call.I drive by every property at least once a month to see the condition from the outside.I really know the market rents, the neighbors, building codes and laws without a lot of effort.I automate whenever possible.When I managed my own properties, I setup google forms so tenant information was pulled from their application into the lease, it asked me a few questions, and I could print the lease with the tenant information filled in instead of filling in blanks by hand.I can forward the google phone number to my handman when I go on vacation.Quickbooks pulled the information from my bank so I was just verifying rent income and expenses, rather than having to manually enter it.I have accounts setup at the hardware store and other supply vendors, and have them send copies of receipts with their monthly statements.

I stared investing while in the Army a few years before retirement.