Adams)High-end investment areas, suitable for short-term rentals.Cash flow covers expenses, lower CoC return.Grade: Not specified for individual neighborhoodsOver-The-Rhine (OTR)Revitalized, much safer than before.LGBT+ friendly, entertainment district.Median home prices at $304,900.Attracts young individuals.Grade: A ClassHyde ParkAffluent area, homes over $1,000,000.Hyde Park Square with over 150 shops.Safe, preferred by older families and retirees.Grade: A ClassMount LookoutFavored by young professionals.Small homes, townhomes, and apartments.Mount Lookout Tavern, a local hangout.Green spaces, safe suburb.Grade: Not specifiedMount AdamsCity views, small homes, slim streets.Median home values around $465,000.European-style architecture.Suited for young professionals.Grade: A ClassIndian HillWealthiest Cincinnati suburb.Mansions on large lots, homes range $1,000,000 to $4,000,000.Ideal for raising older children.Grade: Not specifiedWest ChesterFamily-friendly and affordable.Homes range $200,000-$300,000.EnterTRAINment Junction and many parks.Excellent schools.Grade: Not specifiedDowntown CincinnatiUrban living, apartments and townhomes $100,000-$250,000.Rent around $1,150 per month.Artsy and trendy, mixed professional population.Higher crime rates than other neighborhoods.Grade: Not specifiedWest Side Neighborhoods (College Hill, Westwood)C,D class areas, higher cash flow.Affordable 3-4 bedroom homes between $100k-$150k.Up and coming areas with investor interest.Grade: C/D Class

The likelihood of them calling the loan due on a performing note is slim.

But make a loan here or there to the VERY best borrower were your chance of default is slim to none..

Except that there is no Rudy Giuliani as Mayor on the horizonIn conclusion, it seems the Ayes have it by a slim margin due to a booming economy - CA is a great place to be and hoping it will keep going up.For me it will be interesting to see how long the tech boom lasts. for example, lots of money being invested in self-driving start ups but not everybody is clamoring for self-driving cars.

The margins are slim, and you bust your butt and expend a lot of time and effort to eke out a few dollars.

It is a hard pill to swallow that you will be hungry sometimes, you will be tired sometimes, you will live in discomfort, you will struggle and you will achieve only in adversity. 

With cash flow at around $200-300/mo and slim chance of appreciation i decided against this plan.

It’s extremely slim margins right now and I usually tell people not to bother the only reason I wouldn’t tell you that is you do have experience so maybe you could eke out a small profit.

Beyond that, the deferment plan is next, and from there is really is slim as to how I can help them.

The only slim chance possibility here is if you have experience and are well versed in doing cash for keys and evictions properly, which I specialized in during my tenure there but it’s not for everyone.