I'm here to learn and contribute to the community when/where constructive and appropriate.My parents and grandparents owned mobile homes, and a mobile home park, when I was growing up demonstrating the importance of rental income.

I'm no expert here but I usually look for a personal recombination from somebody I trust and would be more likely to trust someone with a demonstrated high reputation.

@Mike Hsu - Would you be willing to demonstrate that for us by recording a screen capture video of it using Screencastomatic?  

Also, many rural people perform cash jobs off the IRS radar, but also insufficient demonstrable income to support a mortgage loan. 

Happy hunting.Thanks for your advices and replies.If this property has real potential (location, size, etc.) and you are truly interested in developing it, then take a value proposition for a better/best use of the property to the City planning committee/department.If your proposal demonstrates better use (read: more tax revenue and neighbourhood improvement) for the City then Mayor's personal view on the property may change {or will not sway council if it does not}.

Can anyone recommend a good format (mac "pages", microsoft word, etc) to post several pictures as well as text for the purpose of demonstrating rehab projects?

@Brandon Turner has mentioned either in a podcast or in a blog post steps in creating, and what to include, in a "Loan Apllication Kit" The objective is that it help us getting loans approved faster, establishing credibility, demonstrating professionalism and that our company is well organized.Can anyone help or point me in the right direction?

Also, should should be able to demonstrate that the lien exceeds the property value, and they would not be able to recover a full payoff in a foreclosure sale.   

Loan officers/brokers miss things too and don't ask for everything up front and that slows the process down, so take everything that relates to your income and debts, a couple utility bills could come in handy, how long you have had your jobs and when you got out of school could be an issue too, (past two years).I made many loans on guts and my first impression of a borrower, if you are organized and have your stuff together chances are you are organized in other areas of your life, I looked to responsibility demonstrated and that could be in various aspects of life.

If you do, I'd get educated about landlording, take the time to choose the best property you can get that cash flows, and pour all cash flow into improving your credit.Once you can demonstrate that you can landlord and improve your credit, you'll be in a better position to borrow and take advantage of leverage, and maybe benefit from appreciation.