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Updated almost 13 years ago,
Pre-Approval Woes
Hello all,
I'm a new member and I'm very glad I stumbled upon this forum. I have a question regarding pre-approval for a mortgage. I'm looking to buy a 2-3 fam home with a partner of mine and we are looking to get a pre-approval on a mortgage. The problem seems to be that we cannot get someone (banks) to just schedule an appointment with and us meet at their office to knock this thing out. I'm honestly not worried about us getting approved for a mortgage b/c we both have pretty good incomes, great credit and a reasonable down payment, but we feel it would be smart for us to get an actual pre-approval to know how much we would be able to afford. I had one person from a bank schedule an appointment with us and then at the last min he left a voicemail saying he wouldn't be able to make it but to call him back when I'm free so we can do it over the phone. Do what over the phone? Have any of you been having a similar problem?