I got pre- qualified from one called Fembi Mortgage, I went to their offices and they seemed legit, but there is also Oriental Bank and Banco Popular.

On the other hand, my husband is in finance and is more bottom line oriented and apparently there is less cost to owning individually.

Just a suggestion but maybe you can use him for the more detail oriented work (like finish carpentry) and hire out the grunt, less skilled work (like demo and rough in framing) to a younger, cheaper contractor.

You may sign electronically, or may have a traveling notary come to notarize paperwork and then the note is recorded...and funds are wired into your account.Hard money isn't better in your situation, unless the houses are really rugged. 

Once you do that, being more passive in orientation is a viable strategy.  

This place will get you even more excited and goal oriented. 

My focus is on SFH in need of light rehab, and my orientation is buy-and-hold.

Are there specific funds for family oriented properties?

@Christine Grimley Since you are numbers oriented and experienced with spreadsheets I would recommend you build your own deal analysis spreadsheet and you put 100 properties through the deal analysis.  

Anyrate I hear being a loan officer is a tough, production oriented, largely commission'ed job and folks are moving into other gigs out of the banks for better job quality.