You're lying if you say you have a buyer, or that you will buy a property and you don't have the ability to do so yourself.For those too lazy or too stupid to pass a real estate exam and get a license, get off the block, you need to find a morale ground to base your business on.

I'm never going to hire this company again (not because of one bad crew but I now notice more red flags now from this small business.But I'm a terrible businessperson because of my morality, integrity, and kindness  As I get older, these values get stronger.  

This relates to ethical, moral as well as legal decisions.

And the roofer and electrician that were used both filed mechanics liens, so he didn't even pay people.So, the moral of the story is to get really good estimates and don't miss anything.

Not sure if there's a separate moral issue, but if it's purely a financial decision, I'd rerun the numbers excluding the $1700.  

It is just sad that some people can't keep it to themselves and feel the need to show they are somehow "morally correct" on a forum of all places.

I find it intriguing, but morally questionable. 

@Victor Morales in my county some notice of sales say they are suctioning off the “property or a lien” and it’s ambiguous which one.

The question you need to ask yourself if you're morally struggling with this is, "How can you help others if you don't have the means to help yourself?"

Quote from @Mario Morales: @Doug Smith that was an awesome example, are there any calculators out there or is it just a simple DTI calculator?