Fortunately, things have worked out.Let me ask you this question, how many MF loans (5+ units) went into default during the Global Financial Crisis?

I bailed many a flipper out in 08 who were counting on helocs to carry the day only to have them frozen like the North pole ( pre global warming.)

It seems like most economists I have listened to and read do not believe that the current global debt load can support a dramatic increase in rates, and for that reason the Fed will not stress the current interest environment much further over the near term.

Emphasis on 'couldn't ' as now I am figuring it out...;)

So until your weather warms up and dries out, it doesn't matter what the price is.I'd emphasis the river a little more strongly.

Global Investments, based in England, sends me offers that look too good to be true.The latest example is a completely renovated house in Toledo, Ohio already tenanted with Section 8 tenants and managed by a management company.The price is 40,000 something while the rent is 750 dollars a month.I live far away from Ohio.

In a global real estate mutual fund I own, I reinvest the dividends and capital gains.

Being wise with appreciation estimates, putting emphasis on a stable rental income, and assessing all around investment analysis risk with the uncertain future in mind doesn't hurt.

Emphasis on the word choice locations. 

for sure in the GFC  investors loans went the way of the dodo bird you could not get one.. keep in mind folks on this site did not invest much prior to 2010 when loans started to slowly come back.so yes if we have  global recession again and capital dries up then yes the first thing to go is going to be small investor loans which are more risky than larger type loans with proven operators..