Sometime in the future, I hope to acquire investment property, but for now, I'm acting as a CO licensed real estate broker to help my Denver area investment clients find their "diamonds in the rough."

He gave me bad news a few times, but he gave me solutions like, "you need lower debt" or "can you find a co-signer", etc. 

Well, let me tell you what happened.My partner & I signed a listing agreement with this realtor but before it was signed, property was being sold by owner offering realtors a co-broker 3%.

It is my understanding (from a close friend insurance agent) that the "additional" insured is like a co-insured in that you are notified when a policy is cancelled, or not paid.

To make matters worse, the solar company had his girlfriend (who was not legally living at the house at the time) sign as a co signer because my dad, being on fixed income, would not have qualified.

I've had a deal that landed on my lap through a co-worker at work.Long story short a friend of his brother died and the brother (my co-workers friend) was the only living heir of the owner of this property so he received the property.

Mom can be a co-borrower as well. 

We file taxes jointly.If I apply for a conventional mortgage without my spouse as a co-borrower, will his rental properties affect my mortgage qualification since they show up on our schedule E and we file joint taxes?

I have been following BP for over a year thanks to a co-worker/investor.

I'm ready now and excited to take this next step.I've owned several homes (including a Co-Op in Manhattan) and am well-versed with real estate as a primary residence - I've done quite well with the sale of each home after cosmetic/landscaping investments.