Find out what the ARM is tied to (T Bill, LIBOR etc...) 

I do currently work a full time job as an Electrician's Apprentice, and I am also in the Army Reserves, so I'm pretty busy.

Another side note is that I am considering joining the Army Reserve to help pay off my 30k of student loans and also take advantage of their VA loans and I just finished getting my Real Estate License.

Now substitute Chinese with Russian, Indian, South American, heck even San Franciscian and New Yorkian.

I spent 15 years in the Army.

One other consideration with an ARM is negative amortization.

It is a one company town with Ft Hood Army Base being the primary employer.  

I'm learning all I can about real estate investment and will close on my first deal very shortly.I've had the pleasure of serving as a US Army Infantryman for 15 years, General Contractor and Federal Law Enforcement Officer, all of which have brought me to interesting places and met several friends.I have been blessed with an opportunity for a family sale with a gift of equity to get me started on my first duplex and look to close in January.God willing I plan to reach my "Feedom Number" of 12 units by retirement 15 years down the road.The information found here has been immensely helpful and I look forward to  future conversations with members!

I do have an extensive background in online marketing and sales, and I served in the Army for 5 years.

@Brian WilsonHello,I joined the Army on june 13th and ship out june 11th( DEP) delayed enlistment program.