I've been in the fitness and hospitality industries for my entire adult life and I'm currently in the midst of a career shift.I have management experience in both fields and I believe that the skills I've developed through years of working as personal trainer, fitness manager, bartender and restaurant manager can translate into a field of work. 

I wasn't implying you were being obnoxious.

My answer is that they can not, an impossibility to perform by one who is not formally trained in servicing and collection.It would serve the public good if some would stop interpreting finance law as if to imply that just anyone off the street who did a seller financed deal can act in compliance, reading statutes does not explain all the details involved in processing, underwriting, originations or servicing of seller financed transactions, the statutes refer to other regulations and guidelines.

You made no misrepresentations or implied warranties I assume.

The HELOC is, as the name implies, a line of credit.

ACTUAL data.The amount of followers doesn't imply they are correct. 

Maintenance feels light for 10% vacancy, which implies you are turning every unit every year, with 1.5 months down between tenants.  

Go to as many networking and "guru" events where people are learning to buy the same thing you want to buy - for instance if you want to invest in Multi-family, find Multi-family trainers and go to their events.

This implies on your first you will likely have some inefficiencies that will have schedule/money costs. 

A maintenance visit implies you are there only for maintenance and you’re not going to look around.