To me, it sounds like a classic alcohol or gambling problem.  

Don't forget your fraudulent exit clauses.

Generally for fixed rate first position closed end FNMA type loans in the year 2019, the only times a note can be called due is if it comes to light that you broke a promise made at the closing table or did something fraudulent. 

Speculation is just gambling. 

That said, no one can say for sure if and when that might happen.Thoughts on if it's better to put a larger downpayment now to at least breakeven vs. taking a short-term loss on cash flow and take a gamble on being able to refinance sooner rather than later?

This shows how important its role is in supporting communities and saving jobs.The IRS implemented a new withdrawal process to help alleviate issues with fraudulent or incorrect claims being filed that could potentially endanger companies.

I don't know if that's the show you are applying too but there's been many problems with them doing shoddy plumbing and electrical work not to mention they are being sued from one of the families for "a deliberate and fraudulent scheme to misappropriate funds”.

I called the bank and explained that the check had been fraudulently altered and they were able to reverse payment on it.

Here’s a better idea: reframe the question.Short term investments are more of a gamble.

Now is not the time to gamble though.