This is all done to try and extract another 20 basis points on the price etc.

Some states don't allow for "manual extraction" which means an instant screening service can't pull criminal.

The numbers have to be verified before any meaningful discussions can happen.You can spend all this time to find out their numbers are wrong and they are not motivated.

That kind of information would be extremely meaningful for a real estate rookie like myself.

I cannot extract any equity from the home probably because my credit is not great right now.

From the listings online it's just mining rights to a pieces of dirt in Arizona that may or may not have a profitable amount of gold/silver buried there that would cost millions to try to extract.

Besides acquiring knowledge, I would really like to make meaningful connections through the forums.

Meaning their regular bank deposits and funds on hand are more meaningful to a landlord than a tax return that could claim a paper only loss for tax purposes. 

I don't tell them that I plan to purchase the property because I don't have the courage to do so...)If you mention that you're only practicing you will never get a meaningful answer!

A survey today would likely identify a meaningful population of folks forced into renting property as they move to find work following job loss.