Try and join a few local Facebook pages and connect with locals who are in the house hacking business. 

Specifically, must this be a commercial/business loan type where you have higher rates and shorter loan life or is there an alternative loan type? 

Be honest with them if that is what you are doing though so you don't waste their time if they are busy.

Fast forward 20 years: I now have money in the bank, excellent credit, live modestly on my own, and run a business that’s doing well.Unfortunately, I wasn’t able to save much for retirement during most of my life.

I forget; it was payment processing related) that required me to have a website for the business.

My name is Rami, and I’m a short-term investor doing business in Texas, with a strong focus on the Dallas market.

Plus the street isn't a busy one.  

Phoenix contains a rare combination of elements that have created an outstanding market for distressed property investments, including the following:Cost Savings: Distressed properties are sold below their market value and enable investors to take hold of properties at a trifle compared to traditionally listed properties.Strong Market Fundamentals: Being among the fastest-growing cities in the country, Phoenix ensures a high demand in housing and rentals, hence good potential for resale or income from rentals.Value Creation Opportunities: Most distressed properties need renovations; thus, such situations present opportunities for investors to increase equity by adding value.Population and Economic Growth: Phoenix remains among those cities in the country which are attracting more and more residents and business; therefore, this presents good, long-term appreciation possibilities of property appreciation and income creation.Challenges to ConsiderWhile the rewards can be great, distressed property investment is not without its challenges.

And technology aside, this business hasn't changed much in the last 20 years.

Money for the down payments that comes in like an annuity either from your W2 efforts or from owning another business.