Would I go to the current owners bank to see if they would allow a subject to loan? 

The owner also needs to save for big ticket items that may need to be replaced every 10 or 20 years such as AC, hot water heater, furnace, roof.  

DSCR/hard money are non owner occupy loans.If you decide to do FHA203K for the first home - a 203K consultant/inspector will be required for the standard 203k loan, you will unlikely be able to serve as GC and you sign a 1 year occupany affidavit.

Small business owners are struggling more than I thought. 

Call the mechanic or gas station up the street and ask the owners if they know someone.

it will be a corporate/wellness retreat/short term rental destinationI need land that is close to the Action, but not too close, and preferably comes with two single family doors already built, so I can take advantage of Fannie Mae owner occupied loan and develop the rest of the land on my own and with private funding.Is Columbus a good market for this strategy?

As a realtor, investor, and owner of a construction company down the road in College Station, TX.

The main condition was I had to have the downpayment (20%) first, close the deal, and then execute the owner financed 2nd mortgage. 

I'm a investor, flipper and property management company owner who specializes in central CT.  

I looped in the owner of the company but things are still pretty rough.