So we don't even have an approved inspection much less a lease with this potential tenant.

You will go through a lot of bad potential renters before you find a good one. 

When evaluating a potential real estate investment, both the Debt Service Coverage Ratio (DSCR) and the 50% Rule can be helpful tools.

I recently relocated to Arizona, drawn by its rapid industrial growth, particularly in high-potential sectors such as semiconductors and electric vehicles.What I Bring to the Table:I have hands-on experience as a real estate agent during my college years and am currently exploring opportunities to transfer my license to Arizona.

You're on the right track to reach out for help here and also to look to your area for potential partnerships.

Look, we’d all like to search the internet, find a deal for sale, analyze the property as having a great cash flow at current interest rates, with lots of upside potential in a gentrifying market.  

I understand there's potential variation, but from observation, whats being observed?

The calculation uses the following formula: Total Rent Potential x 75% ≥ PITI (plus HOA if any). 

One time I had a guest smoke and it went right up the ducts into my unit, it was awful.I'm conscious about how that could potentially affect guests who will be staying in the upper unit in the future.

We have specific and unyielding criteria for this, which we provide to all potential borrowers in advance.