This suggests that while the market remains robust, buyers are exercising their negotiation skills.

5+ units DSCR or commercial mortgages. each one is used for different things. really matters purchase price. location of property and your physical location. dscr looks at the property and your credit score. commercial bank looks at you and the property. tax returns, w2s DTI. then the property needs to cash flow enough for them. dscr is a bit more lax but higher rate.

These include (but are not limited to);a. a drop dead date for her to refinance and take you off the mortgage (5 years, whatever);b. trigger events for her to refinance regardless of date (birth of child, remarriage, failure to maintain the house physically, cease using house as primary residence, failure to pay insurance or property taxes, no "subject to" sales and etc., etc).and no doubt a host of other things.Then there's your remedy if she fails to keep her end of the bargain, including who gets appreciation, right to possess or maintain, etc.Your credit score is far down the list of concerns

If you purchase a tax lien certificate and the property is vacant, do you have any right to rent it or only to physically secure it?

It can be physically demanding and as I age I know that I’m not gonna do this for another 20 years!

Getting started with virtual wholesaling can be a lucrative way to break into real estate investing without needing to be physically present in the market you're targeting.

None those were my Texas properties, so I'm actually not sure what options I'd exercise.

With the supply shortage of great houses, you'll have to put more down to create that intrinsic property.Very rarely are physical assets, especially infrastructure, intrinsic from day 1 at the highest leverage available.

Our attorney explained the "DOS clause" as a tool lenders can, at their option, exercise in the event a transfer has occurred. 

I take all of the tenant calls, do all my own taxes and do almost none of the physical work.