For me personally with the lessons I have learned - I would build capital before buying anything to hold / flip.

Personally, I’ve been exploring opportunities where growth patterns and infrastructure expansion hint at future value increases.

To me personally as well I found it was more important for what I do to cultivate commerical bankers and those relationships so I could get access to bank rate capital and lots of it !!

If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

Being in Dallas gives you the advantage of doing your due diligence in person, which is invaluable.

However, a common benchmark is aiming for at least 6-8% cash-on-cash return based on your total investment (purchase price + rehab + closing costs).Always factor in appreciation potential, tax benefits, and personal risk tolerance.

I personally would go that route as it would probably be less expensive. 

I think I can open another personal checking account at the bank I already have and it'll be under my name but i'm trying to buy out of state rentals with an LLC I own.

In 2008 when the stocks went down, I realized my 401k was invested with a person I had never met.

Meeting the team personally has some value but I have worked with dozens of investors who have never been to Memphis and never meet me face to face.