They pay for themselves today opposite of buying at a high interest ratre with little down. 

I did the opposite of paying for points, took a higher interest rate for money off closing costs so I am sitting at 8.5%.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

we build ground up and don't collateralize anything. we build at a discount in Columbus Ohio and we build cheaper than every builder I've seen in our market and because of that we make each person self fund a retainer account. we don't extend any credit to anyone. opposite of what you are saying. builders that bring value call the shots. 

Some kids were the opposite of their folks, some were identical to their folks.I appreciate the mention by @Steve Vaughan about getting my insight, but when my kids were young I was frankly too busy and too ignorant to pass much wisdom on. 

That should be your focus.Personally if you have one mortgage already that is negative cashflow I would be hesitant to buy rright now, especially in canada where from reports their housing situation for pricing is far worse than the US on affordability and just like US, people think prices can only go in one direction but reality is they are moving in the opposite direction.

There are many arguments to get a 3rd property, and many that point to the opposite.

The only quick number there might be is doubling the cost of materials to add in labor, but that's not guaranteed - some jobs have few materials and a lot of labor and others are opposite. 

Co-living spaces, communal workspaces, rooftop gardens, fitness centers, and pet-friendly facilities are increasingly popular among Millennial renters and homeowners seeking a sense of belonging and community engagement.Impact of Demographic Diversity and Inclusion: Millennials are the most diverse generation in U.S. history, with a significant portion identifying as racial or ethnic minorities.

You would need a bunch of rooms to hold a big family so we are a much better deal for a larger family get together.I think the opposite of you on the folks booking.