Personally, if your market tends toward the former condition (better/normal appreciation) I think it's a fairly safe deal looking at the long term, assuming infrastructure around you continues to support the idea of renting it.

Due to increased rates i did not refi so i did not get opportunity to see how an appraiser valued the half bathroom but the comps with same bathroom count had crazy valuation for the additional half bathroom.Taking under utilized space like a work area to add a br where the added br does not put you above the normal for the area can add value.Similar if a neighborhood is virtually all 3 br and 4 br properties and you find a 2 BR, it could be a value add to add the bedroom via new construction.  

Normally they would mix the concrete by hand. 

Normally, we would say no and wait until the end of the lease but due to the situation and hardships we would inspect for pets and pet damages.

Although normally it is better to start with an existing location. 

With this scenario we both have skin in the game: His work and my materials.

This can lower your tax bracket potentially and you earn interest on the income you would have normally paid Uncle Sam.10) At the close of escrow, move funds outside of the taxable estate to avoid the 40% estate tax on amounts over $11M single or $22M married couple.

Normal repairs are absolutely NOT covered by insurance.

Under a normal repayment scenario, Scenario 2, the loan would still be at about $79K.

They normally work 50 hour weeks.