Initial Escrow Payment at Closing also has a Property Taxes at $432.52 per month for 12 mos (total = $5,190.24)This doesn't seem right.2) Is it common for the Closing Costs mount $10,309.99 to be rolled into the total loan?

Definitely the click lock joints too, not the glued kind

Does anyone know about mount holly, NJ?

Mount Rushmore?

Bathroom hardward (TP and towel racks) - mount to a 1x4 plaque that is screwed to studs. you can pretty much hang on it without pulling out the hardware. i use entry level granite countertops - stain resistant, and should last a long time. i put LVP through the entire house, bathrooms and closets included. its water proof and scratch resistant. while the initial cost is more than carpet, you wont have to replace it as often. i use Sherwin-Williams Harmony line of paint, in a semi-gloss sheen. the semi-gloss is easier to wipe off for small marks, and the harmony line has deodorizers built in. for exterior door knobs, i use the smartkey knobs from kwikset. you can rekey a knob in a few minutes - no need to pay rekeying fees anymore. last tip - figure out which appliances your market typically provides. in my market, its not common to provide washers and dryers, so i dont. thats one less thing to have to repair. 4. i dont see an issue with the gas stove. to convert to electric you will need to have a 220V plug, which could be costly to install if not already there. 

Maybe other cities are different, but my guess is they prefer to work with one city versus a hundred property owners.I don't know if it will be 100 property owners since they'll probably mount on right-of-way things like power poles since they need some source of power which are usually city-controlled.In that case, I'll take dealing with 10000 prop owners (since I can just ask a neighbor, if a guy says no) instead of someone at the city looking for pole (NOT poll) taxes. 

Check to see if the particle board was glued down and if so don't try to remove it.

@Glenn Brathwaite, if you need to be within commuting distance of NYC, then NJ, Westchester (Yonkers/Mount Vernon), or even the Bronx may offer good options for you.Happy hunting!

To paint a picture for you if the energy source ( pad mount transformer, handhole or pedestal) is on the opposite side of the property of the meter.

I will for sure look at availability of local laundromats @John Underwood @Nathan G. i am getting new stoves and fridges but talked myself out of expensive microwaved and will be getting just basic countertop ones for like $50.00 (I was originally going to get the nice wall mounted ones with fans blah blah blah)   I am trying to be more smart about these newer purchases and try to sss them as a business.