Owner was mildly interested in selling and the contractor convinced them to entertain an offer.

@Samuel Chua mild inflation is good for real estate.

The have some inexpensive products on the market like Hydrabarrier (can find on Amazon) and Quick Damn at Homedepot if your property only has a few potential exposures to a mild flood. 

Our tenants are a major PITA to put it mildly.  

It was still very expensive and I grossly underestimated the amount of rehab that would be required in my unit (the house was built in 1900) but the "rental" half was mildly remodeled enough to do AirBnB.

This yr was so mild, I got nothing.  

I'm curious as I have never done a re-fi myself so far but have had my fair share of nuisances in the original financing rounds (to put it mildly... you're not alone ;-) ): I would have thought that refinancing an already mortgaged property, especially with equity in it, should be a no-brainer?

There is certainly an economic cost to not having a deal, though I can look forward to wider margins in the winter and prefer winter work as Denver winters are relatively mild.

People begin hanging around their home for hours staring, taking pictures, dropping off letters and notes. 10 - 20 per day is mild to say the least.

EPA says use protective gear while you scrub with mild detergent mix (like dish soap and water).