Depends on the brokerage you have, but the one we use currently has a rate at 5.83% at 50% LTV.

I've separated out electricity but not water (never heard of sewer being separated) and I've always had separate gas meters on my properties but have separated the heating system on one.

as one who grew up in the land business brokering land in Napa Sonoma Lake Mendo and humbolt counties..

If I were the neighbor, it sounds like I'd be the only one bringing money to the table so you could get something you want.

What would one of you suggest for a medium term operator whose tenants may be over using a specific utility like gas or electric.

That does not mean you are getting the best one unfortunately.

At one time, I told people to spend money on a skip trace so they could file the in personam QT lawsuit (the one where you can served lawsuit papers on all defendants) and avoid the expense of the in rem QT lawsuit (the one where you need a GAL).

Quote from @Zara Massoud: Your new PM is correct and the old ones were wrong.The property manager must have your social security or tax ID number on file.

I've been surprised at properties that have passed conventional financing though...and even FHA....also, one could present 2 offers to seller--one for a cash offer and one for seller financing (at a higher price of course). 

If we were not able to raise the price of our homes by 20% or more we would had to stop.. my LORI plan started at 600k sold two of them and made our normal 100k net.. last loris I sold 36 months later went for 850 to 900k and we made right at 250k NET on those ones.. so it was very specific to plans that CASH buying empty nesters wanted ..