Some ideas I've considered:Equity Buyout: Having another investor or my partner buy out my 40% equity.Seller Financing: Selling my equity and offering seller financing to the buyer.Selling the Property: Liquidating the property entirely and splitting the proceeds.Does anyone have experience with situations like this?

A mortgage lender can help determine if refinancing or tapping into equity might allow you to acquire additional properties.Consider a 1031 Exchange: If you're open to selling a current property, a 1031 exchange can defer capital gains taxes while enabling you to upgrade to a larger or more profitable asset.

How much larger of an organization do you want to run8.

An easy flip at 7-10% return might be more lucrative than a larger project that takes longer and more chances for cost over runs. 

An emergency fund needs to be liquid, and immediately available to you in addition to being low risk and protecting principle. 

I have also done the math and my account over the next 20 years will grow larger assuming a flat 7% return by taking loans then not. 

I think the area is short on larger (4-5 Bedroom) homes that can really accomodate a whole family.  

@Mickey Petersen I would 1031 exchange into a larger better cash flowing property or whatever gives you a leg up on your wealth building.

Your assumption about them being understaffed or prioritizing larger clients could very well be true.

You can find online which larger institutions are buying in a specific area and try and reach out to them.