But for cashflow this is terrible.Comparatively speaking, I do see properties that need capital improvements.

Could be.I think that for most individual American investors leverage is a critical tool. 

It's so bad that my last purchase was in Indiana, which was my first OOS investment, and likely will continue to look there if the market doesn't improve here.  

We're improving units, management efficiencies and bringing rents to market value.

You would have to go after the one individual for non-payment and you could only remove the other three by going through the legal process like you would for someone on a verbal agreement, which puts you in a he-said, she-said situation. 

I can't tell if you want to buy land from an owner who finances or if you have the funds to buy and then sell the lots with you being the owner who is financing to individual lot purchasers?

I'm never in favor of government over stepping, but I can also see how desperate individuals can be taken advantage of during this tragedy. 

Hi everyone,I’m looking for some guidance on improving the performance of our short-term rental, and I’d really appreciate your insights.

I also found that being at "market" rents it takes longer to rent therefore missing out on a month or two of income negating the ROI on improvements.

We can also lend to both individuals and LLCs.I'd be happy to share my experience as both an investor and as a lender.