The decision you must make is where do you want to live from a lifestyle perspective.

Speaking from the Arizona perspective, we are experiencing continued growth, attracting lots of new residents (Californians choose Texas and Arizona as their top 2 places to move).Here's an economic forecast:https://www.azcentral.com/story/money/business/economy/2019/12/11/arizona-state-university-annual-economic-forecast-predicts-slower-growth/4398074002/Not sure where you are getting your "low rent" thoughts, maybe compared to CA.

You will certainly gets lots of different perspectives from the forums and most likely multiple people will have experienced a similar situation in their investing journey!

As a local investor, I always recommend starting where you live—it gives you a better grasp of the market and makes management easier.From a purely numbers perspective, investing in a high-cost coastal market like San Diego has allowed me to grow my wealth far more quickly than I ever could in the Midwest.

I understand it will take more than a message to penetrate the core of your being however i hope you can start to see this situation from a different perspective.

Thanks - will likely have to be an exception but definitely possible since the story "makes sense" from a lender's risk perspective

Hey Jake thanks for the feedback and providing a valuable perspective when consdiering this opportunity. 

It's a detailed perspective on how private lending works, with practical strategies for building wealth through this niche.

What data has shaped your perspective? 

PM me if you'd like some free advice and perspective!