@Nicholas Olson So, let's understand your question, you're asking if you can STATE on a federal loan that you will be living in one of the units, but you then plan to rent out all the units and NOT live there at all?

I received a preliminary estimates for $3625 to $4000 (just for preparing the return, federal and 2 states).

I am a retired federal employee, I receive a pension annuity and a specialty social security annuity, due to my profession, as I am not old enough to collect social security yet. 

Check State Requirements: In addition to federal requirements, check if your state has specific requirements for reporting payments to contractors.

There's absolutely not any federal level housing law on this.  

In Michigan, the utilmate fail-safe is we can garnish State Tax Refunds until paid (can't garnish federal returns).

I would go for a midsize regional bank, with a Federal lending Cap limit of say $10mm or higher. 

paper, The Milwaukee Urinal, who even posted video of the guy being picked up without incident at his home by the Waukesha Cty sheriffs after he was charged federally.

Think of tax law as being it's own appendage on federal law.

North of 85 - east of Federal dr/Ann st.