This works with any type of appreciating property such as real estate, stocks, etcDepending on the appreciation rate, you can potentially see asset values double every 7-14 years.Likely around 7 years if the appreciation rate is 8%Likely around 14 years if the appreciation rate is 4%If you buy something for $100,000 and it appreciates to $200,000, you can potentially take a loan on the $100,000 appreciation which would not be considered a taxable event.However, be mindful that you are paying interest on the loan and you have to payback the loan but yes, it would not add on to your taxable income.

Of course they are also trying to "launch loan fund". 

There is a 30 year conventional loan product that only requires 5% down, which is great to use with this strategy.Are you focusing on investing in Bangor specifically?

As far as financing goes, I have now a steady income (although a small history), a FICO score over 760 (but never had a loan), and my dad who could co-sign if needed.

•If I do use it, how does that impact my ability to qualify for another loan this year?

As a loan officer, I recommend first ensuring you have a thorough assessment from a contractor who specializes in fire damage.

15year fixed rate loan How did you add value to the deal?

He pays seller's note ("outside" loan), and then the seller turns around and pays his loan ("inside" loan).

I have 2 other monthly loan payments I would like to pay off or lump in with my refinance as I believe with the forced appreciation and normal appreciation I will be able to pay off most my HELOC (5.99%) and all of my Credit Card that is currently at a 0% APR until end of May.

My advice would be go for the most they will loan you as long as you're in an appreciating market and you can find a value-add.